This Privacy Policy applies to Blocara.org and communications arising from a website inquiry. “Blocara,” “we,” “us,” and “our” refer to the private organization operating Blocara.org and using the public-facing brand Blocara Homeowner Assistance Trust. This policy does not govern independent attorneys, brokers, lenders, servicers, title companies, escrow providers, housing counselors, government agencies, advertising platforms, or other third parties that maintain their own privacy practices.
Information you provide
- Names and contact details
- Property address and property characteristics
- Ownership, co-owner, heir, estate, trust, entity, or authority information
- Mortgage, lien, tax, foreclosure, insurance, repair, occupancy, and timeline information
- Messages, chatbot responses, call notes, emails, texts, and documents you choose to provide
- Communication preferences and consent records
Information collected automatically
- IP-derived approximate location, device, browser, operating system, and language
- Pages viewed, referral source, links, buttons, form starts and completions, and timestamps
- Cookie, advertising, analytics, and similar identifiers
- Call-routing, call-duration, and campaign-attribution data
- Security, fraud-prevention, and error logs
Do not submit Social Security numbers, bank passwords, complete financial account numbers, unredacted government identification, medical information, or other unnecessary sensitive information through an ordinary website form. Redact documents before sending unless a secure channel is specifically provided.
- To respond to inquiries and communicate about the property situation
- To evaluate authority, title, debt, deadlines, condition, occupancy, and potential transaction feasibility
- To prepare, discuss, and administer potential offers, referrals, transactions, or professional introductions
- To operate, secure, debug, measure, and improve the website and lead-response process
- To attribute inquiries to advertising and marketing campaigns
- To prevent fraud, misuse, unauthorized access, and security incidents
- To maintain records, enforce terms, resolve disputes, and comply with law
- To send marketing only where permitted and consistent with consent and opt-out rights
We may use essential cookies, preference tools, analytics, advertising pixels, conversion APIs, tags, call tracking, chat tools, CAPTCHA, heatmaps, session-replay tools, and similar technologies. Depending on configuration and consent, providers may include Google Analytics, Google Ads, Meta Pixel and Meta advertising tools, Microsoft Advertising or Clarity, LinkedIn Insight Tag, TikTok advertising tools, and comparable service providers.
Tracking categories
- Strictly necessary: security, fraud prevention, form operation, preference storage, and core site functions.
- Analytics: audience measurement, page performance, source attribution, and site improvement.
- Advertising: conversion measurement, audience creation, frequency control, attribution, and interest-based advertising.
- Functional: chat, embedded content, call routing, preference tools, and enhanced site features.
Google Analytics requires notice of cookies and similar identifiers and disclosure of how Google collects and processes data. Learn more at How Google uses information from sites or apps that use its services. You may also review the Google Analytics opt-out browser add-on.
Meta and other advertising providers may receive browser, device, cookie, page-view, and conversion-event data and use it according to their own terms and privacy policies. We do not intend to send form contents, message text, names, email addresses, telephone numbers, complete property addresses, document contents, mortgage balances, foreclosure narratives, probate facts, or other sensitive property-distress information through analytics or advertising pixels. Tracking code and event names must be configured to avoid embedding sensitive information in URLs, page titles, custom parameters, or events. Session-replay and heatmap tools must mask or exclude all form fields, chatbot content, document-upload areas, and administrative or authenticated pages.
Where applicable law requires consent before nonessential technologies operate, Blocara intends to use a consent-management mechanism that blocks analytics and advertising tags until the required choice is made. In other jurisdictions, you may opt out through the cookie settings control, our Privacy Choices page, browser settings, advertising-industry controls, or a recognized opt-out preference signal.
We process Global Privacy Control signals as requests to opt out of sale, sharing, or targeted advertising where required by applicable law and supported by the relevant technology. Clearing cookies or using a different browser or device may require a new preference selection.
We may disclose information to:
- Hosting, security, email, telephone, text, CRM, form, chat, analytics, advertising, document, and data-service providers
- Title, escrow, closing, inspection, valuation, contractor, property-data, and transaction-support providers
- Independent attorneys, brokers, tax professionals, counselors, insurers, lenders, servicers, investors, buyers, and other professionals or counterparties when relevant and lawful
- Government agencies, courts, law enforcement, regulators, litigants, or advisers when required or reasonably necessary to protect rights and comply with law
- A buyer, successor, financing source, or adviser in connection with a merger, asset sale, restructuring, financing, or similar business transaction
We do not sell the narrative of your foreclosure, probate, mortgage, tax, divorce, insurance, or property condition for cash as a standalone data product. However, disclosure of cookie identifiers and internet activity to advertising partners for cross-context behavioral or targeted advertising may be treated as a “sale” or “sharing” under some state privacy laws, even when no money changes hands. Use the Privacy Choices page to opt out where applicable.
When you provide contact information and submit an inquiry, we may contact you about that inquiry by telephone, email, or text. Consent to inquiry-related contact is not a condition of accepting an offer. Message and data rates may apply. Reply STOP to end text messages and use unsubscribe instructions in marketing emails. We may record or transcribe calls only after providing notice or obtaining consent as required by applicable law.
We retain information for as long as reasonably necessary for the purpose collected, to respond to inquiries, evaluate or complete transactions, maintain business and legal records, prevent fraud, enforce agreements, resolve disputes, and comply with legal, tax, accounting, licensing, and regulatory obligations. Retention varies by information type, transaction status, consent, legal hold, and jurisdiction. We may deidentify or aggregate information and retain it in a form that does not reasonably identify an individual.
We use administrative, technical, and physical safeguards designed to protect information. No website, transmission, storage system, email, or text message is completely secure. Do not send unnecessary sensitive information. Notify us promptly through the website contact form if you believe information submitted to Blocara has been accessed or used without authorization.
During the preceding 12 months, Blocara may have collected the following categories of personal information, depending on the inquiry: identifiers and contact details; property, ownership, transaction, and commercial information; limited financial information about mortgages, taxes, liens, insurance, or proposed transactions; internet or electronic-network activity; approximate geolocation; communications and audio information; professional information when voluntarily supplied; inferences related to inquiry routing; and information that may be treated as sensitive under some laws when voluntarily provided. Sources may include you, co-owners or authorized representatives, public property records, transaction participants, service providers, devices, cookies, and advertising or referral sources.
Business purposes include responding to inquiries, evaluating property and transaction facts, security, fraud prevention, analytics, advertising attribution, service improvement, recordkeeping, compliance, and completing or administering a requested transaction or referral. Recipient categories may include service providers, analytics and advertising partners, professional resources, title and closing participants, potential transaction counterparties, advisers, authorities, and business successors as described above. We do not knowingly sell personal information for money as a standalone data product. Advertising-related disclosures may constitute sale, sharing, or targeted advertising under some laws, and applicable opt-out rights are available through Privacy Choices.
Depending on where you live and applicable law, you may have rights to request access, confirmation, correction, deletion, portability, or information about categories, sources, purposes, recipients, sales, or sharing. You may also have rights to opt out of sale, sharing, targeted advertising, certain profiling, or processing of sensitive data; limit certain uses; withdraw consent; appeal a decision; and receive equal service without unlawful discrimination.
Submit a request through Privacy Choices or the website contact form and write “Privacy Request.” We may verify identity and authority before responding. Authorized agents may be required to provide signed permission and proof of authority. We will respond within the period required by applicable law and explain any available appeal process.
The site is intended for adults and is not directed to children under 18. We do not knowingly collect personal information from children through the homeowner inquiry process. Contact us if you believe a child submitted information.
Blocara primarily serves United States property matters. If you access the site from another country, information may be processed in the United States or other locations where service providers operate. Where required, nonessential tracking should remain disabled until valid consent is obtained, and legally required data-transfer safeguards should be used.
Links, embedded services, social platforms, government sites, and independent professionals operate under their own policies. Review those policies before providing information.
We may revise this policy to reflect changes in law, technology, services, or practices. The updated date will identify the current version. Material changes may be highlighted or communicated as required by law.
Use the contact form on Blocara.org and place “Privacy Request” in the message. Do not submit unrelated sensitive documents with a privacy request.
Important: Blocara is a private property-options organization, not a government agency, nonprofit, law firm, lender, loan servicer, housing-counseling agency, or fiduciary. We do not promise to stop a foreclosure, tax sale, court proceeding, or other deadline. Blocara or a related party may offer to buy a property, assign a purchase contract, or receive compensation from a transaction or lawful referral. Review all documents independently and consult licensed legal, tax, real estate, and financial professionals when appropriate.